Tuesday, May 31, 2011

Budget!

Actually in real life , i dont belive in budget.But, at some point of time , irealized the value of it.If you are earning much money,it is not necessary that ,you should have plan to spend it. But ,your salary or income is modest ,then you should have at least some budget plan on, how to expense it.
For me,there is some budget like..

1. every max to max i spend 20 rs on tea.Because,i have a habit of taking teas too much.
2. Nearly 100 rs for food expenses(max to max)
3. 550 rs per Internet connection.
4. 30-50 rs for travelling.
5. 10 rs for paper(max)
6. 2500 rs for shopping /per month (max to max) .This includes clothes,any other things.
7. 3000 per room rent.(max to max)
8. 400-500 to washing woman.(per month)
9. 1000-2000 rs other things/unexpected things.

Note:If ,i have a plan to buy a new euipment like Laptop,Camera there is a specal big budget.

How to reduce your budget?

1. Just by being simple..
  Most of the people are into shopping..but if u dont pamper such habits you will save money,time and   energy.
2. Avoiding unnecessary habits like smoking,drinking..etc..etc..
3. Dont keep much money with you.If you wish,i may send it to your family.
4. Dont entartain others who apporoach you,with the view of ,to make use of you.



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